Services / Deposit / Fixed Deposit

Fixed Deposit

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You can earn better return by selecting proper maturity period of deposits as per your requirement.

You can expect attractive Interest rate and safety of your money in our Fixed deposit.

Note:

All the documents required under KYC norms are to be submitted as per the RBI guidelines to open the accounts

[A] Recent Passport size photograph.

[B] Photo ID - Any one of the following

• Passport
• Aadhar Card
• Election Card
• PAN Card
• Government / Defense I. Card
• Recognized Employers I. Card
• Driving License

[C] Address Proof - Any one of the following

• Electricity Bill
• Telephone Bill
• Ration Card
• Recognized Employer’s Letter / Salary Slip
• Bank A/c Statement with Address
• Any letter from Government with address.

Slab	Interest Rate for Normal Customer (%)	Interest Rate for Senior Citizen (%)	Interest Rate for Urban Bank (%)
7 Days to 45 Days	3.25%	3.75%	3.90%
46 Days to 90 Days	3.65%	4.15%	3.65%
91 Days to 120 Days	3.85%	4.35%	3.75%
121 Days to 179 Days	3.90%	4.40%	3.90%
180 Days to 269 Days UpTO 25L	4.90%	5.40%	4.15%
180 Days to 269 Days 25L To 1 CRORE	4.65%	5.15%	4.15%
180 Days to 269 Days Above 1 CRORE	4.15%	4.65%	4.15%
270 Days to 364 Days UpTO 25L	4.90%	5.40%	4.15%
270 Days to 364 Days 25L To 1 CRORE	4.65%	5.15%	4.15%
270 Days to 364 Days Above 1 CRORE	4.15%	4.65%	4.15%
Only for 12 Months	5.40%	5.90%	5.15%
Above 1 Year to 2 Years	5.40%	5.90%	-
Only 2 Year Up To 20L	5.60%	6.10%	-
Only for 2 Years For 20 Lakh and Above	5.70%	6.20%	-
More Than 2 Years to 3 Years	5.40%	5.90%	-
More Than 3 Years to less than 5 Years	5.40%	5.90%	-
5 Years	5.60%	6.10%	-

NOTE: (Effective from 17 May 2022)

FOR FIXED DEPOSITE WORTH RS. 1 CRORE OR MORE INTEREST RATE FOR THE CATEGORY [Only for 12 Months] WILL BE INCREASED BY 0.25% FOR NORMAL CUSTOMER.
i.e. INTEREST RATE FOR NORMAL CUSTOMER FOR FIXED DEPOSITE OF RS. 1 CRORE OR MORE WILL BE 5.65%