Services / Deposit / Fixed Deposit

Fixed Deposit

You can earn better return by selecting proper maturity period of deposits as per your requirement.

You can expect attractive Interest rate and safety of your money in our Fixed deposit.

Note:

All the documents required under KYC norms are to be submitted as per the RBI guidelines to open the accounts

[A] Recent Passport size photograph.

[B] Photo ID - Any one of the following
  • Passport
  • Aadhar Card
  • Election Card
  • PAN Card
  • Government / Defense I. Card
  • Recognized Employers I. Card
  • Driving License
[C] Address Proof - Any one of the following
  • Electricity Bill
  • Telephone Bill
  • Ration Card
  • Recognized Employer’s Letter / Salary Slip
  • Bank A/c Statement with Address
  • Any letter from Government with address.



Slab Interest Rate for Normal Customer
(%) 		 Interest Rate for
Senior Citizen
(%) 		  Interest Rate for Urban Bank
(%) 
7 Days to 45 Days
3.10%
3.60%
3.00%
31 Days to 45 Days
3.10%
3.60%
3.00%
46 Days to 90 Days
3.75%
4.25%
3.10%
91 Days to 120 Days
4.00%
4.50%
3.25%
121 Days to 179 Days
4.00%
4.50%
3.25%
180 Days to 269 Days
4.55%
5.05%
3.25%
270 Days to 364 Days
4.55%
5.05%
3.25%
Only for 12 Months
5.25%
5.75%
4.00%
Above 1 Year to 2 Years
5.25%
5.75%
-
More Than 2 Years to 3 Years
5.25%
5.75%
-
More Than 3 Years to 5 Years
5.25%
5.75%
-
5 Years
5.50%
6.00%
-

NOTE: (Effective from 16 April 2021)

FOR FIXED DEPOSITE WORTH RS. 1 CRORE OR MORE INTEREST RATE FOR THE CATEGORY 9 [Only for 12 Months] WILL BE INCREASED BY 0.25% FOR NORMAL CUSTOMER.
i.e. INTEREST RATE FOR NORMAL CUSTOMER FOR FIXED DEPOSITE OF RS. 1 CRORE OR MORE WILL BE 5.50%