Downloads / Interest Rate / Fixed Deposit (FD)

Slab Interest Rate for Normal Customer
(%) 
Interest Rate for
Senior Citizen
(%) 
 Interest Rate for Urban Bank
(%) 
 Interest Rate for Society/Co-operative society
(%) 
7 Days to 45 Days
3.70%
4.20%
4.75%
-
46 Days to 90 Days
3.90%
4.40%
5.00%
-
91 Days to 120 Days
3.90%
4.40%
5.25%
-
121 Days to 179 Days
4.00%
4.50%
5.25%
-
180 Days to 269 Days
4.75%
5.25%
5.60%
-
270 Days to 364 Days
5.00%
5.50%
6.00%
-
Only for 12 Months
6.25%
6.75%
7.50%
-
Above 1 Year to 2 Years
6.25%
6.75%
6.50%
-
555 Days (Callable)
6.80%
7.30%
-
6.80%
555 Days (Non Callable)
To be accepted from FIRMS,PROPERITOR,COMPANY, TRUST.
7.00%
7.50%
-
7.00%
555 Days (Non Callable)
Only above RS 15 Lakh to be accepted from Individual,HUF and Joint Account Holder.
7.00%
7.50%
-
7.00%
More Than
2 Years to 3 Years
6.25%
6.75%
-
6.25%
More Than 3 Years to less than 5 Years
6.25%
6.75%
-
6.25%
5 Years
6.25%
6.75%
-
6.25%

NOTE: (Effective from 19 January 2023)

FOR FIXED DEPOSITE WORTH RS. 1 CRORE OR MORE INTEREST RATE FOR THE CATEGORY [Only for 12 Months] WILL BE INCREASED BY 0.25% FOR NORMAL CUSTOMER.
i.e. INTEREST RATE FOR NORMAL CUSTOMER FOR FIXED DEPOSITE OF RS. 1 CRORE OR MORE WILL BE 6.50%