Services / SMS Banking

SMS Banking Information

The Ahmedabad District Co-Operative Bank Ltd. has implemented a non-financial SMS based Banking facility for their valued customers. Customers can now enquire about their accounts by making requests in the form of SMS messages.

The customer can make requests for Balance Inquiry, Get Mini statement for their various linked accounts.


To avail this service, the customer needs to visit his/her home branch and fill up the Value Added Services form and submit at the help desk. On update in bank records, the customer can then start using the new SMS Banking services.

  • DO NOT store MPIN or messages containing MPIN in your mobile or disclose it to another person.
  • The SMS Banking facility will only work on your registered Mobile number.
  • On receipt of your MPIN, first change your MPIN (4 digit number) using CHGPIN message.

SMS Banking Opcodes

Sr.
No.
Description Code SMS Format
1 Balance Enquiry BALAVL BALAVL <A/c No> <MPIN>
2a Last 5 Transaction LATRAN for default account. LATRAN <MPIN>
2b Last 5 Transaction LATRAN for other account. LATRAN <A/c No> <MPIN>
3 Change Mobile Banking PIN CHGPIN CHGPIN <New MPIN> <Old MPIN>
4 Change default account CACC CACC <New A/C> <Old A/C> <MPIN>
5 Help on usage Help Help <MPIN>
6 Help Help on How to Use a Code HELP <Message Code> <MPIN>

All these SMS’s need to be sent to mobile number: 9227444420